The web visitors or users or viewers are requested to read the “Terms and Conditions” before accessing the content of this website.

1. This website –  is operated by Karma Creations.

2. All the web viewers, who use or visit this site, will be called Web Visitors or Viewers or Users. They are requested to read the “Terms and Conditions” before using this website.

3. All the Web Visitors or Users or Viewers who have paid an adequate attention on the provisions of this website are understood to enter into an agreement with the operators of this website to abide by the terms and conditions for using this portal.

4. The information hosted on this website is of a very general in nature.

5. This site contains the URL links of the third parties or external websites. The onus lies on the Web-Visitors or Viewers or Users to verify the authenticity, completeness of all statements, opinions, statements, information and any other material hosted on these website/s that are linked to . The website operators of  will NOT be responsible legally or otherwise and the operators will not have obligations for the content hosted on the third party or external websites.

6. The information being hosted on this website is meant for the public facilitation. The operators of the website have taken all the precautions to ensure about the accuracy of the information. However, the website operators do not hold themselves liable both for the legal or otherwise for any consequences if the Web Visitors or Users or Viewers use any of the information hosted on this site for their personal consumption.

7. The website has a strict policy on the Copyright Protection. A Web Visitors or User or Viewer can use the content hosted on this website only after a prior written permission. The consent of the operators can be taken by sending a letter on the following e-mail ID:

8. The website operators have a provision for entering into a partnership with the operators of the external websites or the third parties for the exchange of the hyperlink in their respective websites. However, the website owners will not be responsible for the content on those site where the hyperlink of has been hosted. The norms for entering into a partnership for the exchange of the hyperlinks and offering content on a fee or on a complimentary basis has been mentioned in a separate section called `Partnership\\\\\\\\\\\\\\\’ having link on the home page of this website.

9. The Web Visitors or User or Viewer are requested to feel free to write a letter on the above e-mail ID if they feel that any copyright violation has taken place on this website by the operators of this portal.

10. The website reserves the right to withdraw partially or fully the content of the website or suspend the operations with or without prior notice to its Visitors or Users or Viewers.

11. The agreement will be governed by the law of the state of Odisha  irrespective of its conflict of the provisions. Any dispute arising from this agreement will be settled down in the Court of law at Bhubaneswar which would have an exclusive jurisdiction over all the matters.

12. The web visitors or Users or Viewers are requested not to surf this website if they do not agree with any part or parts of the terms and conditions / Disclaimer .

Copyright – . All rights are reserved .